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Wyoming's water damage risk is closely tied to its mountain snowpack and short, intense runoff season. As snow melts from the Rockies and other ranges each spring, rivers can rise quickly, and older drainage infrastructure in many communities was not built for rapid seasonal swings. The state's high plains are also prone to severe summer thunderstorms that can produce flash flooding and hail damage in a short period of time. Ice jams during the late winter thaw are a further documented risk on some of the state's rivers, capable of causing localized flooding upstream of a blockage.

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